Specialty vehicles


Whether on the road, in the woods or on the water, specialty vehicles require specific coverage to protect you and others.


Driving a motorcycle is not like driving a car. Nothing comes close to the exhilaration of driving with the wind whistling by and the roar of the engine just below you. Having insurance that covers you, your motorcycle and others provides an additional level of security when you take to the open road.

Common motorcycle coverage includes liability, collision, and medical payments. However, as with autos, additional coverage can be obtained, such as increased liability, towing, and trip interruption coverage.

Covered vehicles include:

  • Cruisers
  • Touring Bikes
  • Sport cycles
  • Trike conversions
  • Custom and classic motorcycles

Don’t drive your motorcycle without adequate coverage. Cornerstone has all the insurance options to protect you and your two- or three-wheeled investment.

Off-road vehicles

Whether workhorses on your property or used for purely recreational means, off-road vehicle insurance protects you and your family from the unexpected.

Covered vehicles include:

  • 3-,4-, and 6-wheel ATVs
  • Dirt bikes
  • Dune buggies
  • Golf carts
  • Snow mobiles

Some of the coverage available includes:

  • Liability
  • Collision
  • Medical Payments

Motorhomes, 5th wheels, and travel trailers

It’s unfortunate. Many owners of “homes on wheels” assume that an auto insurance policy will cover it in case of loss or accident. These same owners may also mistakenly believe their homeowner’s policy will cover the loss of personal property in these vehicles. Both assumptions are incorrect.
Having the right insurance can protect you from sudden, accidental loss due to collision, fire, hail, vandalism and more. Further, coverage for attached accessories, such as antennas, awnings, and satellite dishes is available.

Optional coverage includes:

  • Replacement cost of personal belongings
  • Emergency expenses
  • Total loss replacement.
  • And more.

Ready to hit the road? Before you leave on your next big adventure, contact Cornerstone Insurance to make certain you’re covered.

Boats and Personal Watercraft

Boats are often big investments that require a special insurance policy designed just for these vehicles. An array of insurance options is available for boats of all shapes and sizes. Whether you have a high-performance speedster or a small, but much loved, fishing boat, Cornerstone has the right coverage at the right price.

Personal watercraft, such as Jet Skis, Sea-Doos, and Wave Runners, are like the motorcycles of the water. They are fast, fun, and drivable by almost anyone with a driver’s license. Having sufficient insurance to cover the unexpected is the key to preserving the fun while providing peace-of-mind that you’re covered if an accident or damage occurs.

Talk with your Cornerstone Advisor to learn your insurance options for boats and personal watercraft.

Ready to discuss these insurance solutions?
Contact Us