Effective risk management takes expert-level knowledge and tenacity. Your risk and liability exposures never take a month off. Neither do we.
Cornerstone doesn’t just sell insurance to help you recover from a loss once it’s happened. We work with you to manage your risk on a daily basis—identifying exposures, monitoring plans, and protecting income streams. We work proactively year-round as your partner to ensure that your business is performing at its best. How do we do it? Learn more about Our Process here.
Running a business takes significant focus, and unexpected distractions can prevent you from providing the vision and leadership your team needs to stay on track. Insurance claims can become one of those distractions. Our team takes the lead role on claims and helps you through every step of the process, working together until you see complete resolution of the loss.
We take a systematic approach to your specific loss control needs beginning with strategic planning and taking it all the way through implementation and continued monitoring for adjustments needed. Beginning with a thorough review of your safety initiatives, we’ll tailor the plan to your requirements. Our goal is to help you reduce employee injuries and insurance costs, promote continuous safety improvement, and improve OSHA compliance.
Enterprise Risk Management
With Enterprise Risk Management, we’re able to benchmark your risk data against industry averages, analyze your results, and then leverage your performance for better cost savings.
Captive InsuranceIf your company pays $150,000 or more in combined premiums for worker’s compensation, general liability and automobile coverage annually, it may be a candidate for a Group Captive Insurance Program. To support our middle market clients, Cornerstone has partnered with the leading administrator of Group Captive Insurance Programs.
IndustriesProperly insuring your business for unexpected calamity is what Cornerstone is all about.
Wonder if we offer your specific coverage? We probably do, but if you don't see it in this example list, just ask us!
- Alternate Funding Arrangements (Captive, Large Deductible, Self-Insured Programs)
- Boiler & Machinery (Equipment Breakdown Coverage)
- Business Interruption/Extra Expense
- Credit Insurance
- Difference In Conditions (Earthquake/Flood)
- Directors & Officers
- Employment Practices Liability
- Errors and Omissions
- Fiduciary Liability
- Foreign Liability
- Garage Liability
- General Liability
- HPR Property
- Internet Liability
- Liquor Liability
- Representations and Warranties
- Special Events Coverage
- Umbrella/Excess Liability
- Worker's Compensation
- Kidnap & Ransom
- Professional Employer Organizations (Employee Leasing)
- Product Liability
- Professional Liability