Homeowner’s policies can provide a great deal of comfort. However, a homeowner’s policy may not cover the full value of collectibles and expensive possessions. In addition, claims through homeowner’s policies are subject to a deductible, coverage amount limits, and restrictions on items covered.
By adding a Collectibles and Valuable Possessions policy, you ensure your treasured articles are protected. Further, in the event of loss (mysterious disappearance, theft, breakage, or some other type of loss), coverage is immediately triggered, and there is no deductible.
This coverage applies to a wide range of items including:
- Fine art
- Golf Clubs
- Camera and video equipment
- Sports memorabilia
- Musical instruments
- Athletic equipment